MANUEL

Revolut

05/2024 – 10/2024

Vice President, Risk and Advisory Sanctions

Second-line sanctions oversight, embedding controls to product expansion whilst maintaining regulatory compliance

• Translated sanctions regulations requirements into actionable control for new products, ensuring regulatory
  compliance from day one of launch
• Proactively identified and reported potential gaps in controls design governance, offering remediation options to senior management
• Liaised with a wide range of first and second line international stakeholders to evaluate sanctions risks and control effectiveness and implement appropriate mitigation measures
• Lead the Group Sanctions Management Forum committee as deputy chair, coordinating stakeholders on sanctions governance across the Group

MUFG

03/2022 – 11/2023

Vice President, Global Financial Crime Department Operations

Senior second-line role accountable for KYC outsourcing governance and optimising the EMEA MI infrastructure

• Designed regional outsourcing and offshoring KYC procedures, establishing industry best practices standards across jurisdiction and averting regulatory breaches
• Led an EMEA wide review of the financial crime MI and reporting activities to ensure more timely visibility of control coverage and effectiveness to senior management
• Acted as the senior subject-matter expert on internal policies and regulatory requirements for multiple stakeholders

08/2021 – 02/2022

Interim Director, Global Conformance Monitoring

Interim promotion to director to design a global monitoring program, defining the methodology, metrics, and governance, to assess controls’ effectiveness, emerging risks and systemic issues

• Identified meaningful KRIs and KPIs for financial crime risks and controls in collaboration with stakeholders across multiple risk taxonomies and regions, driving MI effectiveness and consistency across the company
• Led a team delivering the full monitoring programme within internally committed timelines, against complex cross-border programme management challenges
• Developed the monitoring bank-wide methodology, covering both design and operational effectiveness across AML and sanctions taxonomies
• Presented programme status and progresses to multiple levels of senior management including ExCo, maintaining alignment of expectations and securing ongoing executive support

10/2020 – 07/2021

Vice President, Global Conformance Quality Assurance

Responsible for the design and scaling of the global QA programme to assess whether financial crime controls were operating as designed across multi-jurisdictional markets

• Created the QA control framework and drove its adoption across regions, ensuring consistent standards
• Collaborated with compliance, risk, and legal stakeholders delivering a globally aligned programme consistent with commitments made to the senior management and regulators
• Provided advice and technical direction to local first line assurance teams, improving the regulatory robustness of testing outputs and delivery of high quality reports

HSBC

02/2018 – 09/2020

Senior Manager, Compliance Assurance Professional Practices

Senior assurance role responsible for the quality and consistency of compliance testing across the bank, covering AML, sanctions, and broader financial crime risk

• Enhanced compliance testing methodologies and standards in line with group and industry best practices, strengthening the bank’s position by avoiding non-compliance with existing regulations
• Personally tested financial crime controls across financial crime taxonomies, producing high level reports to senior management with clear findings and effective remediation activities
• Embedded a statistically robust sampling methodology to ensure systematic and representative coverage of financial crime risks across the business while optimising the allocation of testing resources across the business

09/2016 – 01/2018

Senior Manager, Compliance Monitoring and Testing, Periodic Activity Testing

Designed and led the global periodic activity testing program, including oversight, planning and execution

• Created the program’s procedures, establishing both design effectiveness and operational effectiveness
• Supported regional periodic activity testing teams in building annual testing plans with appropriately risk-based coverage of financial crime controls

Amex

05/2014 – 08/2016

Compliance Analyst, Monitoring and Testing Program

Launched the international monitoring and testing programme from concept to delivery

• Designed and implemented the testing process across international markets, ensuring outcome effectiveness
• Supported engagement with the Federal Reserve Board and internal audit, gaining early experience of regulatory examination management

03/2013 – 04/2014

03/2011 – 02/2013

Project Analyst, Fraud Department

Project Analyst, Capacity Planning

Capacity planning, performance monitoring, data analysis, models development, achievement of performance targets

• Streamlined processes and assured respect of the operational procedures across EMEA
• Created effective MI enabling the management to compare different metrics across markets

07/2010 – 02/2011

Content Expert, KYC

Content expert, updating American Express corporate KYC database in compliance with the Italian anti-money laundering legislation

• Lead the design, testing and implementation of an IT system to evaluate the risk of organised crime infiltration in public tenders
• Managed projects across different areas, including money laundering and corruption

Transcrime

02/2006 – 12/2009

Project Manager, Researcher, Analyst

Researcher and project manager in multiple criminology projects at local, national and European level

• Lead the design, testing and implementation of an IT system to evaluate the risk of organised crime infiltration in public tenders
• Managed projects across different areas, including money laundering and corruption